Lender Checklist: What You Need for a Mortgage

Lender Checklist: What You Need for a Mortgage

  • W-2 forms — or business tax return forms if you're self-employed — for the last two or three years for every
    person signing the loan.
     
  • Copies of at least one pay stub for each person signing the loan.
     
  • Account numbers of all your credit cards and the amounts for any outstanding balances.
     
  • Copies of two to four months of bank or credit union statements for both checking and savings
    accounts.
     
  • Lender, loan number, and amount owed on other installment loans, such as student loans and
    car loans.
  • Addresses where you’ve lived for the last five to seven years, with names of landlords if
    appropriate.
     
  • Copies of brokerage account statements for two to four months, as well as a list of any other major assets of
    value, such as a boat, RV, or stocks or bonds not held in a brokerage account.
     
  • Copies of your most recent 401(k) or other retirement account statement.
     
  • Documentation to verify additional income, such as child support or a pension.
     
  • Copies of personal tax forms for the last two to three years.

 

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Comstock Homes - Lisa Harkson
2006 Turnberry Drive • Oxnard, CA 93036
Direct: (805) 701-7667 • Realtor@LisaHarkson.com